Disclaimer

Terms and Conditions

PREAMBLE

The website is operated by DIAMAS Finance Sarl, Chemin du Vieux-Vésenaz 8, 1222 Vésenaz, Switzerland on behalf of itself, and its affiliates (collectively “DIAMAS”). DIAMAS is registered in the Companies Registry of the Canton of Geneva. The website is the exclusive property of DIAMAS. Its proprietary rights shall not be altered in any way by any reproduction or use of the website.

You should read these terms and conditions and the information carefully before you continue. By accessing and using DIAMAS’s website, you expressly agree that you have read, understood and agree to be bound by these terms and conditions and the legal information contained below. If you do not agree to these terms and conditions, you should exit the website now.

LOCAL RESTRICTIONS AND CROSS-BORDER

The information and services provided on this website are not provided to and should not be used by any person in any jurisdiction where (by reason of that person’s nationality, place of residence or domicile, or for any other reason) the provision or use thereof or the access to this website is prohibited. Any person in respect of whom such interdictions apply must not access or use the website. The products and services described on the website may not be available or may be prohibited to persons dependent on a jurisdiction other than Switzerland (by reason of that person’s nationality, place of residence or domicile, or for any other reason). You should consult for information concerning any restrictions applicable to you regarding the sale of such products and services. Where DIAMAS is not authorized by the supervisory authority of a certain country, DIAMAS can as a general rule not promote financial services in that country. This website may however contain information, in particular about financial services and products offered by DIAMAS, that may be considered by the supervisory authorities as a public offer of financial products or a canvassing targeting persons domiciled in the concerned countries.

TRADEMARKS AND COPYRIGHT

The logo and trademarks of DIAMAS are protected by law, and all information contained on the website is protected by copyright. All rights are reserved for third party copyrights. Nothing on the website may be used in any form whatsoever unless specific mention is made of the trademark and copyright protection, and of these terms and conditions. It is forbidden under any circumstances to set up links, e.g. in the form of hyperlinks or inline links, to this website, to frame it, or to access it through inline links or through a frame, without the prior written approval of DIAMAS. It is forbidden to reproduce in whole or in part, transmit by electronic or any other means, modify or use copyright elements of this website for public or commercial purposes without the prior written approval of DIAMAS. Use of the website for advertising or commercial purposes, in any form whatsoever, is prohibited without the prior written consent of DIAMAS.

NO OFFER, SOLICITATION OR RECOMMENDATION

All the information provided, in particular the opinions and analyses published on the website, is provided for information purposes only and should not in any event be construed as an offer, piece of advice or recommendation to buy or sell a particular security or to engage in any transaction whatsoever. The risks involved in certain investments are not suitable for all investors, and you should consult your adviser to obtain a specific evaluation of your risk profile. We strongly recommend that you seek professional advice before taking investment decisions.

‍

NO LEGAL, ACCOUNTING OR TAX ADVICE

DIAMAS information contained on this website should not be construed or interpreted as legal, accounting or tax advice.

RELIABILITY OF INFORMATION

While DIAMAS makes every reasonable effort to use reliable, comprehensive information, we make no representation or warranty of any kind that the information contained on this website is accurate, complete or up to date. Any decision based on such information is taken at your own risk, and DIAMAS disclaims all liability or responsibility for any loss or damage that may result directly or indirectly as a result of your use of such information. Moreover, DIAMAS reserves the right to change the contents of the website at any time without notice.

INVESTMENT PERFORMANCE

Past performance is no guarantee nor guide to the future performance of an investment. Investments may increase or decrease in value and an investor may not be able to recover the initial investment made. Exchange rates may also cause the value of an investment to rise or fall.

FinSA Disclosure

FinSA Information

The Swiss Financial Services Act (FinSA) aims to strengthen investor protection and to enhance transparency on financial instruments. In terms of content, FinSA is closely aligned with European regulation. Below we have summarized the key information required under FinSA.

1. contact and license information

NAME AND ADDRESS

Name DIAMAS Finance Sarl

Address Chemin du Vieux-Vésenaz 8

Place 1222 Genève

Website https://www.diamasfinance.com

Email info@diamasfinance.com

IUD no. CH-405.805579

SUPERVISORY STATUS

DIAMAS Finance Sarl (“DIAMAS”) is a SRO-Member of SO-FIT (Organisme de Surveillance pour Intermédiaires Financiers & Trustees) – an officially recognised self-regulatory organisation (SRO) according to the Anti-Money Laundering Act (AMLA).

Ref: 1425

2. client segmentation

FinSA differentiates between the following client classifications: “retail clients”, “professional clients” and “institutional clients”. Each classification is assigned a different level of investor protection. While retail clients are afforded the highest level of protection, institutional clients are afforded the lowest level of investor protection.

DIAMAS provides financial services exclusively to professional clients and institutional clients.

Client classification depends mainly on knowledge & experience and on the financial situation for private clients. Corporate clients are normally classified through their size or regulatory status.

2.1 institutional clients

Classification as an institutional client means in particular that:

The rules of conduct as laid down in chapter 2 of the FInSA do not apply.
Institutional clients are partially or completely exempted from investor protection according to the Swiss Collective Investment Scheme Act.

2.2 professional clients

Classification as professional client means in particular that:

Information about product risk is provided to professional clients in less detail (in particular no Key Information Document must be provided to professional clients).
When conducting a suitability and / or appropriateness test, DIAMAS may assume that the professional client has the relevant knowledge and experience and is financially able to bear the risks associated with the financial instrument / financial service.
Professional clients are partially or completely exempted from investor protection according to the Swiss Collective Investment Scheme Act.

2.3 qualified investor

Based on management, advisory or consulting contracts DIAMAS enters with its clients, the latter are deemed to be qualified investors within the meaning of the Swiss Collective Investment Schemes Act (CISA).

3. suitability and appropriateness

As DIAMAS renders its services exclusively to professional and institutional clients, it may assume that those clients possess the required knowledge and experience. Therefore, no appropriateness assessment is carried out. For professional clients, DIAMAS may further assume, that those clients are able to bear the financial risks associated with the financial service / financial instrument. Therefore, a suitability assessment limited to the review of the professional client’s investment objectives is carried out in case of advice.

4. wealth planning services

DIAMAS offers wealth planning services for high-net-worth individuals and families. In particular, wealth structuring, strategic and tactical asset allocation as well as consolidated reporting and performance monitoring are provided. Further DIAMAS supports with specific projects. Wealth planning services are not related to specific financial instruments and therefore not within the scope of FinSA.

5. costs and third party benefits

The financial services DIAMAS provides are subject to fees. Detailed overview is available in the relevant fee schedule as provided to the clients.

In principle DIAMAS will not receive benefits (e.g. retrocessions, kickbacks, finder's fees, etc.; “Compensation”) from third parties (banks, fund companies, issuers, etc.). Should DIAMAS nevertheless receive Compensation in a specific instance, the client will be entitled to claim such Compensation. Differing agreements between the client and DIAMAS shall remain reserved.

6. conflicts of interest

Conflicts of interest within the meaning of the FinSA exist if DIAMAS:

in breach of the principle of good faith and to the detriment of clients, can achieve a financial advantage for themselves or avoid a financial loss;
has an interest in the outcome of a financial service provided to clients which is contrary to that of the clients;
has a financial or other incentive, when providing financial services, to place the interests of certain clients above the interests of other clients;
in breach of the principle of good faith, receives from a third party an incentive in the form of financial or non-financial benefits or services in relation to a financial service provided to the client.

In order to identify conflicts of interest and to prevent these from having a detrimental effect on the client, DIAMAS has issued internal directives and namely taken the following organizational precautions:

DIAMAS has established an internal control function that continuously monitors its investment and employee transactions as well as compliance with market conduct rules. Through effective control and sanction measures, DIAMAS can thus avoid conflicts of interest.
DIAMAS obliges their employees to disclose mandates that may lead to a conflict of interest.
DIAMAS regularly trains employees and ensures that they have the necessary expertise.
DIAMAS consults with and obtains the approval of the internal control function in the event matters may involve a conflict of interest.

7. swiss ombudsman

DIAMAS constantly endeavours to improve its services. If, despite these efforts a client has a complaint and a mutual solution cannot be found, the client may initiate a mediation procedure through the ombudsman’s office. The procedure is free of charge and confidential. DIAMAS is affiliated to the Swiss Ombudsman Service.

OFS Ombud Finance Suisse

Association Suisse des

Gestionnaires de Fortune | ASG

Rue de Chantepoulet 12

CH-1201 Genève

Tél. +41 22 347 62 40